OneMain 9.9.2

Mobile access to your OneMain Financial account is readily available. Simply log in to access comprehensive account details.

We provide personal and auto loans for a variety of purposes, such as bill consolidation, home improvement, auto purchase or repair, vacations, unexpected expenses, and major purchases.

At OneMain Financial, we prioritize your financial well-being by offering responsible loans and maintaining your trust at all times.

We have dedicated customer support available Monday-Friday from 7 am to 8 pm CT, and on Saturdays from 8 am to 5 pm CT.

Our mobile app allows you to manage existing loans and submit applications for loan refinancing. However, please note that new loan applications cannot be submitted through the mobile app. Deleting the mobile app will not result in the closure or deletion of your OneMain loan account. As a regulated lender and financial institution, we are required to retain certain records in accordance with applicable law.

Our loans have minimum and maximum repayment periods of 24 months and 60 months, respectively. The Maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. The minimum and maximum loan amounts offered are $1,500 and $20,000, respectively.

Please be aware that not all applicants will qualify for larger loan amounts or the most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than 10 years old, meeting our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards, which include having a responsible credit history, sufficient income after monthly expenses, and suitable collateral. APRs tend to be higher on loans not secured by a vehicle. Highly qualified applicants may be offered higher loan amounts and/or lower APRs. It's important to note that loan proceeds cannot be used for post-secondary educational expenses, any business or commercial purpose, to buy cryptocurrency or other speculative investments, or for gambling or illegal purposes. Additionally, active-duty military, their spouse, or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.

Borrowers in the following states are subject to these minimum loan sizes: Alabama: $2,100; California: $3,000; Georgia: $3,100; North Dakota: $2,000; Ohio: $2,000; Virginia: $2,600.

Borrowers in the following states are subject to these maximum loan sizes: North Carolina: $9,000 for unsecured loans to all customers. For current customers, the maximum secured loan amount is $9,000; Maine: $7,000; Mississippi: $12,000; West Virginia: $14,000. Loans used to purchase a motor vehicle or powersports equipment from select dealerships in NC, ME, and MS are not subject to these maximum loan sizes.

We do charge loan origination fees. The amount of the fee may be a flat amount or a percentage of the loan amount, depending on the state where the loan is opened. Flat fee amounts vary by state and range from $25 to $500. Percentage-based fees also vary by state and range from 1% to 10% of the loan subject to certain state limits on the fee amount.

For example, if you were to take out a $6,000 loan with a 24.99% APR repayable in 60 monthly installments, your monthly payments would amount to $176.07.

When refinancing or consolidating existing debts with OneMain Financial, please note that the total finance charges over the life of the new loan may be higher compared to your current debt. This could occur due to a higher interest rate and/or a longer loan term. Additionally, please be aware that our loans include origination fees, which may reduce the amount of money available to pay off other debts.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) is licensed by the California Department of Financial Protection and Innovation under the California Finance Lenders License. We are also licensed by the Pennsylvania Department of Banking and Securities (License Number CFI-156) and the Virginia State Corporation Commission (License Number CFI-156). OneMain Mortgage Services, Inc. (NMLS# 931153) is a registered New York Mortgage Loan Servicer. For more information regarding licensing, please visit nmlsconsumeraccess.org and onemainfinancial.com/legal/disclosures.

If you encounter any issues using a screen reader, please contact our helpline at 800-290-7002 for assistance.